6. V Raman Kumar Founder _ Chairman CASHe 10 best Corporate Leaders from Mumbai 2022

Digital lending partner for millenials

CASHe is a credit-enabled fintech platform that offers a wide range of consumer loan products and services including personal loans, Pay Later, Credit Lines, Payouts, and access to its proprietary credit rating algorithm, Social Loan Quotient, for salaried millennials. Provides accessibility. (SLQ). Headquartered in Mumbai, India, CASHe has disbursed loans worth Rs 2,500 crore to 3 lakh customers, of which over 70 percent are frequent users. Started as a personal loan app in 2017, CASHe has now grown into a complete financial services platform that provides its customers with everything financial to cover credit, EMI purchases, payments, and insurance services.

They are a fintech company that provides fast, flexible, unsecured personal loans through mobile applications to young salaried millennials across India. CASHe was founded in 2016 by V. Raman Kumar to bring millions of young salaried millennials, who were denied credit by traditional banks and financial institutions, into the formal credit system. They also wanted to show that traditional credit evaluation metrics were grossly inadequate when it came to providing credit to young and new-to-credit millennials. Hence, they launched CAShe, one of India’s most preferred digital lending platforms, which provides credit to people who were not eligible for credit from traditional lending agencies and who were new to credit.

They have built a reputation for being a disruptor to the traditional credit rating system by bringing in their alternative credit scoring algorithms and with this, they have built mobility, transparency, agility, and a soft human touch while serving their customers.

What They Believe In

  • Their Commitment to Responsible Lending: Their mission is to bring financial inclusion to millions of underprivileged and underserved urban working millennials by meeting their unmet financial demands with accurate and fast credit decisions with the aid of breakthrough technologies.
  • Provide a world-class experience: They believe that access to credit should be seamless and as a right of all eligible millennials. They are committed to making lending simple, fast, and easy for all.
  • Give Credit to the Right People: To build the right technology that enables them to process applications in minutes and help ensure that they lend to the people they think are due to repay loans when they become due are good.
  • To be transparent: It is their commitment to providing complete transparency on their loan products. This means there are no hidden charges and all information about the loan is disclosed upfront.


Their mission is to bring financial inclusion to millions of underprivileged and underserved urban working Indian millennials by using state-of-the-art Artificial Intelligence and Machine Learning technologies and meeting their financial needs with accurate and fast credit decisions by providing unmatched user experience through smartphone applications. They envision a future where CASH powers the entire spectrum of financial products for millions of millennials by creating a one-stop digital financial institution that meets every need.


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