4. Deepak Abbot Nitin Misra Co-Founder 10 Best Innovative Startups in India 2022

Revolutionary service for gold loan. Digitising your experience in gold

IndiaGold has created a product and technology platform that enables regulated entities to launch or develop their asset-backed products across geographies; without investing in operations, technology, people, or taking any valuation, storage or transit risk. Their use of deep-tech is changing how asset-backed loans are traditionally done. Some examples of their innovations are – Lending on Digital Gold, 100% paperless/digital loan onboarding process, Computer Vision to test the purity of the gold as opposed to manual testing, Auto-scheduling of Foot-on-street, Customer Self- Model to expand onboarding, Gold Locker TAM and launch Zero-Touch Gold Loan, Zero Network Business App and many more.

They are a rapidly growing team enthusiastic to solve the great challenges surrounding financial wellness. They are a fast-growing organization with strong opportunities in Sales, Business Development, Partnership, Sales Operations, Credit, Pricing, Customer Service, Business Product, Design, Product, Engineering, People, and Finance across multiple cities. They value the right qualifications and attitude compared to previous experience in the respective role, so feel free to contact us if you think we might be a good fit for each other.

Their Products:

  1. Gold loan
  2. Locker service
  3. Digital gold and gold on EMI
  4. Gold loan calculator

Globally, banking is witnessing a wave of digitization. However, many banking products like gold loans and lockers require physical connectivity to the need for physical branches. At IndiaGold, they are building a full-stack solution with on-the-ground execution to digitize these interactions. Just like what Uber did with taxis! They combine prudent asset-liability management and credit cost discipline with advanced algorithmic and app-based operations to enhance operational efficiencies for their banking partners.

At IndiaGold, they offer you the following benefits with the lowest interest rates, Per gram plus, no processing fee, quick release guarantee, loan against home service, and minimal documentation.

  • Loan Request
  • Get Doorstep Service
  • Money Is Transferred Instantly
  • Gold Kept In Bank Safes
  • Gold Is Given To You For Free

Why is Gold Loan better than a Personal Loan?

From time to time, everyone is faced with situations in which they question their life decisions. And, when it comes to important financial decisions, even the slightest mistake in choices can result in serious financial setbacks. If you have already taken a personal loan with higher interest charges and better options have emerged, then there is no need to worry as many NBFCs (Non-Banking Financial Companies) and banks now offer the option of a personal loan balance transfer.


IndiaGold mission is to help their fellow citizens build a more predictable and secure future by effectively monetizing their wealth.


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